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Emergency Funds Part 1: Why I Don’t Have One
Emergency funds are an important safety net for many people, but they also have an opportunity cost of missed investment gains. This post covers my alternative setup that gives me access to money in an emergency, without having to keep the funds in cash. Read more
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How to Make and Save Money when Changing Employers
Changing jobs creates a series of unique opportunities to both double dip on many benefits, as well as save money on expenses that might be associated with the transition. Read more
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How I Earned $7,085 in 2023 by Churning Credit Cards While Paying My Regular Expenses
New credit card sign up bonuses are a lucrative way to turn money you already had to spend into points and cash back. This post covers how I opened 9 credit cards this year to earn $7,085. Read more
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How I Maximize Interest on my Short Term Cash, Without Chasing Rates Across Banks
This post covers how you can use a Fidelity Investment account like a checking account, while automatically investing all your cash in money market funds. It is a great way to constantly have access to some of the best rates for short term cash, without having to keep hopping between banks for promotional rates. Read more
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How I Saved $99,724 When Buying My Apartment
Buying a home is the single biggest purchase most people will make in their lives, so it’s worth spending some time to optimize it. Here’s how I optimized the financial side of buying my apartment. Read more